A MESSAGE FROM THE EDITOR
This will be the last posting for this blog
Due to an almost total lack of interest in this blog I am giving up this blog page.
I thought that with so many baby boomers reaching retirement age in the next few years there would be a demand for a blog where information and stories related to those of us post- war babies could be consolidated in to one place. I know that there are other blogs devoted to baby boomers and they do a marvelous job. It was just my thought to take the best of those stories and put them in one convenient place. Unfortunately, I appear to be alone in this thinking. Therefore, I am discontinuing this blog in its present form. I will continue to post Baby Boomer news on my regular blog...wcenterblog.yolasite.com
Copyright laws prevent me from reprinting full stories, Therefore I have provided a link to the actual articles qouted.
1) You’re more beautiful than you realize.2) Exercise is the key to staying young.3) Plan a yearly vacation, even if you can’t afford a great location.4) Take lots of photos and cherish the memories because your kids grow up too fast.5) God loves you unconditionally, even if you get divorced.6) Raising teenagers is hard but this too will pass.7) Lighten up. Don’t take yourself so seriously.
Most housing is not senior-friendly, and upgrades are expensiveMost housing units are less than ideal for older people because they lack the accessibility features that make a house safe and easy to live in as people grow older. While simple things like lever door handles and no-step entries don't get a second thought when you're younger, these features can make a big difference in how easily you can can retire in place....
1. Aiken, SC- Population: 25,337 in the town of Aiken, 145,000 in the county.- Cost of Living: Below average.- Rain: 47 inches
- By 2050, there is expected to be nearly 90 million people who are senior citizens in the United States. Right now there are almost 40 million.
- American workers are $6.6 trillion short of what is needed to retire comfortably.
- 1 out of every 6 Baby Boomers in the United States is living below the federal poverty right now.
- At this very moment, 10,000 Baby Boomers are retiring every day. This is a trend that is expected to last for the next two decades.
- Health care costs are expected to rise by 5% every year, making it even more difficult for a Baby Boomer to retire.
- From 1991-2007, the number of Americans who were 65 or older that filed for bankruptcy rose by 178%.
- Only 1 in 4 Baby Boomers plans to retire by the age of 65.
- 3 out of 4 Baby Boomers expects to be working at least part-time after they officially retire to make ends meet.....
- Adventurous adopters (aged 50-59) – serious smartphone users who research online and buy in-store.
- Confident adopters (60-69) – this group is all over social media, particularly YouTube. They are happy to buy online.
- Comfort adopters (70+) – love their tablets and Smart TVs. Shop in-store.
* You’re up on what’s happening*You’re keeping up on trends*You’re technologically adept
- put your damn phone on silent
- you don’t need to make a remark every time someone has Asian food for lunch
- vegans: they exist … and they might be sitting at the desk next to you
- renters: they exist … and they might be sitting at the desk next to you
- gay people: they exist … and they might be sitting at the desk next to you.....
- You had a back up skate key,or wore one on a string around your neck.
- You watched the test pattern on TV before the programming started for the day.
- You listened to the Lord's Prayer or the Star-Spangled Banner at the end of the TV broadcast day.
- Saturday mornings were reserved for cartoon watching.
- Sundays you even watched Crusader Rabbit and Davy and Goliath!
- You walked home from school to eat lunch.
- The Flintstones and Top Cat were on prime time TV.
- Kids in the neighborhood played games together outside in the summertime like Red Rover, Red Light Green Light and Statue.
- You knew all of the jingles to the beer and cigarette commercials on TV.
- You listened to the theme from The Untpuchables from your bedroom because it was on after bedtime.
- You waited for the teacher on Romper room to say that she saw you in her magic mirror.
- You had an aluminum Christmas tree with a rotating color wheel.
- You wore candy necklaces on elastic strings that made your neck all sticky.
- You could buy Slowpokes, Kitts, Batts, All Day Suckers, Flying Saucers, Snirkles, Chuckles, Chunkys, Nickle Nips, Candy Buttons, etc, from almost any dime store.
- You remember what a dime store was (or the Five and Dime) .
- You still own some of the 45’s and albums from your childhood even if you don't have a working turntable.
- You would stay up late and look at pictures through your Give a Show projector.
Here is a review of three online dating sites, exclusively intended for the seniors. It is best for them to have a site for their age group in order to weed off confusion. This is not to say they are already suffering from Alzheimer but – just to keep them away from the naughty guys (who find the internet a good place to make fun of elderly people)......
“95% of children in the 1950s were potty trained by 18 months, only 10% are today”
Just how serious was the “Red Menace” inside the U.S.?Baby boomers in the 1950s and 1960s came of age amidst widespread fears of a communist plot to take over America.
1) Make time to plan. Use 30 minutes a day to plan how you are going to use your time. If you don’t you will find yourself running around in circles wasting time. I prefer to use 15 minutes in the morning to set my priorities for the day and 15 minutes at night to set my goals for tomorrow and beyond if needed. ......
Every older person deserves a great family doctor. But family doctors are in short supply. In most developed countries with good health systems, 50 percent of the doctors are family physicians. In our country, it is 30 percent. We already have a shortage of about 9,000 primary care doctors. By 2025, it is anticipated that this will grow to 65,000....
About 38 million Americans now rely on Social Security benefits after they retire, and with growing numbers of baby boomers adding their names to the rolls of Social Security recipients, that number is only going to increase in the years to come. But if you're younger than 60, there's something you need to know about your Social Security benefits -- especially if you were counting on retiring at a certain age. Many people think of age 65 as the natural time to retire, with early retirees...
"That depends on how much other income you have. When 1/2 of your SS income plus all of your other income (including tax exempt interest) is more than $25,000 (single) or $32,000 (Married Filing Jointly), then up to 85% of your SS benefit is taxable. The taxable part of your SS benefit is added to your other income and taxed at whatever your marginal tax rate is."
By George Schneider:As eight thousand new baby boomers retire each day over the next 16 years, many are acting like deer in the headlights. They are frozen in fear, completely baffled in this ZIRP (zero interest rate policy) environment. Their parents had it easy, in comparison. For years, lowly passbook saving accounts yielded a regulated 5.25%. In those years, that didn't seem like much, but today's retirees would fall all over themselves, fighting to open such accounts, free toaster or no toaster! Yes, for those too young to remember, bankers fought for our business, offering us...
As one of an estimated 78 million baby boomers in this country, I was delighted to hear that Medicare's Hospital Trust Fund won't run out of money until 2030 -- 13 years later than projected in 2009, the year before Congress passed the Affordable Care Act. While it's uncertain how much of that good news can be attributed to the health care law, some of the provisions aimed at slowing Medicare spending, such as requiring Medicare to reduce payments to hospitals with high readmission rates, are likely helping. But the Hospital Trust Fund accounts for only about half of total Med...
Wal-Mart's supercenters are struggling as consumers increasingly choose convenience stores over one-stop shops. The retail giant's mega-stores suffered a .3% same-store sales decline in the second quarter compared to last year. During the same period, foot traffic for Wal-Mart's U.S. stores fell by 1.1%. By comparison, Wal-Mart's smaller-format stores, or Neighborhood Markets, generated same-store sales growth of 5.6% and traffic increased by 4.1%. "I think convenience is where the consumers have been looking, [especially] if you look at the Baby Boomers," Wal-Mart CF...
Recent data from the Trust for America’s Health showed that the Baby Boom Generation is the most obese of any age group. According to the study, Boomers topped 30% obesity in 41 states and 35% in 17 states. The generation that once defined youthfulness is now defining fatness. While Boomers may be living longer lives, it will be one that will have many major health issues, including diabetes, Alzheimer’s, and heart disease.
“The healthiest generation, baby boomers are unhealthier than their parents generation. While Baby Boomers are living longer these days, they may be living sicker.” says Dr. Lori. “Boomers attention to looks bypassed their attention to their weight leading to a generation that is living longer, but sicker.”
Though New York benefits immensely from baby boomers’ contributions to the state both from an economic and societal standpoint it is in grave danger of losing this population to other parts of the country. AARP’s survey found that 60 percent of people 50 and older said they are “extremely” to “somewhat likely” to leave the state once they retire. “This is really troublesome, because [of] … how important those dollars are to the state’s economy and to the state’s future,”....
John Jay College in New York City will be hosting a college-level continuing education program organized by the Jewish Association for Serving the Aging (JASA).
Every Sunday, older Jewish New Yorkers congregate to John Jay College to find a reliable source for social and intellectual engagement on the weekends. Sundays at JASA gives seniors a second chance at education while inviting them to re-experience the community-feel of attending college as they once did years ago. Organized by the Jewish Association for Serving the Aging (JASA), Sundays at JASA has recently emerged as a great option for seniors who are not only looking for activities on the weekends when most senior centers are closed, but are seeking a community of similarly motivated individuals looking for a one-of-a-kind, college-level continuing education program.....
You will feel better about yourself. You will have a new lease on life and the world will look a little brighter. Your relationship with your sweetie will improve and will rekindle the flame of passion.
Discussing giving up the keys with a senior driver can be a difficult topic. To many of us, driving represents freedom, and is a privilege we are reluctant to relinquish.
The following additional resources will help the senior driver make an honest evaluation of his or her ability to stay behind the wheel. We have also listed resources to guide family members when they are forced to discuss giving up the keys with a loved one....
Many people over age 50 are in their second or third marriage, making them statistically more prone to divorce.
The emphasis on a healthy and active life style.
Increased life expectancy.
Increased work experience and greater independence.
The empty nest.
Medicines that promote intimacy for men and women.
For a comprehensive overview of the economic impact of divorce on people over age 50, refer to this article, NYSBA Journal: Gray Divorce and Remarriage.
Now don’t misunderstand me: My husband and I enjoy a very happy and supportive union. (That’s why the statement above does not entertain the options of separation or divorce. ) But now that I am in my 60s, my attitude is that should something happen to change my current marital status, I have no interest in finding, ...
It’s not surprising that the comedic play You Can’t Take It With You is having a successful revival on Broadway right now. Sheer entertainment value aside, it happens to coincide with many baby boomers’ impending retirements. The play’s title refers to the characters’ obsessions with holding on to their money so tightly that it won’t leave their sight, even in death. It may seem extreme, but consider for a moment the opulent tombs of ancient Egyptians and Chinese royalty. Their pyramids and underground tombs were so extravagant that they were likely surrounded by more wealth in their afterlives than in their living years.
Award-winning journalist Beth Baker has seen the future, and it doesn’t look like a traditional retirement home.
In her new book, With a Little Help from Our Friends: Creating Community as We Grow Older, Baker charts baby boomers’ efforts to imagine new ways of banding together to help each other through old age....
more at: http://aginghorizons.com/2014/09/interview-boomers-seek-alternatives-to-retirement-homes/#sthash.X5gUo4G1.dpuf
Contributing to a retirement account such as a 401 (k) during Chapter 13 bankruptcy continues to be a challenging topic in federal court. There was a recent ruling by the Bankruptcy Appellate Panel of the 9th Circuit that ruled debtors cease voluntary contributions during their Chapter 13 repayment period. Yet, it is possible you may still continue contributing depending on your state or jurisdiction.....
Cindy Baker is a Boomer who knows how old she is. Or to put it differently
Were you born from 1945 through 1965? If so, you’re part of the unique generation known as the baby boomers. Here are interesting facts about baby boomers in America. One of them could save your life.
1. Baby boomers are one of the largest generations in U.S. history.
The baby boomer generation, made up of a staggering 77 million Americans, is rivaled in size only by millennials - many of whom are the children of boomers. The millennial generation, born from 1980 through 1999, similarly includes approximately 77 million Americans.
2. Baby boomers support their children in and out of the nest.
More than a third of baby boomers have children younger than 18 living in their homes, and research from the National Endowment for Financial Education shows that 60 percent of boomers also provide some form of financial support to their adult children.
3. Baby boomers are living longer than previous generations.
Compared to previous generations, baby boomers are living longer and they are also more likely to remain independent and stay in their own homes as they age.
4. Many baby boomers are working longer.
Boomers plan to continue working once they are eligible for retirement, despite having the option to stop. In fact, only 11 percent of baby boomers plan to stop working entirely once they reach retirement age, according to a survey by AARP.
5. Hepatitis C is a silent epidemic among baby boomers.
People born from 1945 through 1965 are five times more likely to be infected with Hepatitis C and account for more than three out of every four Americans living with the disease. That’s why the Centers for Disease Control and Prevention (CDC) recommend that everyone born from 1945 to 1965 get a blood test for Hepatitis C.
Many baby boomers living with Hepatitis C don’t know how or when they got infected. Hepatitis C is a virus that attacks the liver and, if left untreated, can lead to serious liver disease. In fact, Hepatitis C is the leading cause of liver cancer.
The CDC estimates that testing everyone born from 1945 to 1965 could identify 800,000 people unaware of their Hepatitis C infection, and over time, could save 120,000 lives. Testing baby boomers for Hepatitis C is important, because people with Hepatitis C often have no symptoms and can live with the disease for decades without feeling sick. All the while, liver damage may be silently occurring.
Fortunately, new treatments are available that can cure Hepatitis C. If you were born from 1945 through 1965, talk to your doctor about getting tested for Hepatitis C. It could save your life.
“Don’t look in the magazines and compare yourself to other people. Don’t say, ‘I’m not as beautiful as so-and-so,” Gray says. “So what if your body isn’t as perfect anymore? We have to embrace who we are right in this moment.”....
It was 50 years ago that the first wave of baby boomers, those born in 1946, i.e. Bill Clinton, George W. Bush, and yours truly, turned 18 years of age. This summer we are celebrating our 50th high school class reunion.
The summer of 1964 witnessed the signing of the landmark Civil Rights ......
"On a multiple levels, we should look at ourselves, our local communities and the support systems available to us. We should examine our ability to be self-reliant; realistically gauge the supportive strength of friends and family, and the availability of in-home assistance; look at Seattle-area senior living providers; and assess our need to access government aid...."
Despite its solid foundation, people detest the rule – and for good reason. ...
While the idea of retiring in your 80s may sound punishing, two trends may serve as saving graces. As Americans live longer, many with the option are choosing not to retire until later in their careers. And Americans are starting to take more ownership of their finances in preparation for retirement......
BOOMERS BLOG FOR AUGUST
The Trouble with Titles: What to Call Us
FOUR SIGNS IT MIGHT BE TIME TO GIVE UP DRIVING
Baby Boomers - Great Time To Start Your Business
The great outdoors
Embracing the gray, wrinkled characters
By Jennifer Graham
Sylvester Stallone (center) stood between Randy Couture and Jason Statham on the set of “The Expendables 3.”
Check Our Your Boomer Brightness Quotient!
Here is a fun, thought-provoking and brain-twisting quiz. There are only nine questions and none of them have trick answers. But… believe me, they’ll have you thinking!
Answers To Quiz:
Checking, saving, investing quiz for boomers
By Poonkulali Thangavelu • Bankrate.com
And as baby boomers get closer to retirement, saving and investing to get an adequate return to supplement their income during retirement are likely to become top priorities.
If you're a boomer, take our quiz and find out how much you know about today's checking accounts, savings accounts and investing.
Read more: http://www.bankrate.com/finance/personal-finance/quiz-money-wise-baby-boomers.aspx#ixzz3BPfto8i0
What caused the 1943-1964 baby boom?
The simple rule that keeps income flowing during retirement
The Globe and Mail
Problem is, when they get it, they hate it.
The 4-per-cent rule is as close to a universal law as there is in financial planning. It says that retirees who don’t want to run out of money and are planning for 30 years of life after work should restrict themselves to withdrawing no more than an inflation-adjusted 4 per cent a year of their original portfolio.
To be sure, the 4-per-cent rule isn’t as fixed as the boiling point of water or the speed of sound, but it is based on a mountain of historical and statistical evidence that suggests the chance of you exhausting your portfolio rises sharply as your withdrawal rate exceeds this speed limit.....
Retired hubby syndrome:
Wives suffer stress and depression when men quit work (and it's worse each year)
By BEN SPENCER FOR THE DAILY MAIL
- Experts claim women with RHS suffer stress, depression and insomnia
- Chances of developing syndrome increase a year after husbands retire
- RHS affects women who worked as well as housewives
- Study focused on Japan, but experts say syndrome is a global problem
The Divorce for Baby-Boomers Revolution And the Collaborative Divorce Law Revolution
- You took family vacations in a “station wagon”.
- You wore a tie-dyed tee shirt to your high school graduation
- You ever “bet your sweet bippy” and lost it!
- You vote, you’ve always voted.
- You believe medicare and social security will cover your retirement costs.
- You know what a party line is.
- You drove to school with a rifle rack full of rifles in your truck window. (And nobody got shot!)
- You knew “Elvis the Pelvis” had a brother named Enis.
- You know all the words to the theme song of Gilligan’s Island & ....
The Complicated Sex Life of Baby Boomers
There are 80 million baby boomers out there, who have no plans to experience their senior years the way their parents did. Much like their rebellion in the 60’s and 70’s, this experimental bunch intends to be the most sexually fulfilled 50 and 60 year-olds ever......
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